Job details

Credit Risk Analyst

Job reference: 002994

Closing date: 18/11/2019

Salary: Circa £30,000 plus bonus and benefits

Department: Financial Services

Hours per week: 36.17

Within our Financial Services department we pride ourselves on being the best at what we do and more importantly we put the customer at the heart of everything we do. Within N Brown, we recognise that it’s the people that make the difference to our organisation. So, are you ready for a new challenge? We are on the lookout for a Junior Credit Risk Analyst to join our Financial Services department here at N Brown.

About the role:

This exciting opportunity is based within one of the most fast paced and passionate departments within N Brown- based within the Lending team, as our Junior Commercial Data Analyst, you will work as part of the team to drive long-term, sustainable profit from our Financial Service offer whilst balancing commercial risk and minimise potential customer detriment.

Key Responsibilities in your role as our Credit Risk Analyst:

  • Working alongside the Lending Manager and wider team, to develop customer lending strategies for UK and International operations
  • Provide key analytical support in the development of customer level scoring models to support the risk assessment of our credit applicants across all credit products.
  • Create and undertake analysis to monitor the groups lending strategies are delivering as expected and where they are not highlight to management.
  • Test and implement the agreed lending strategies into Powercurve
  • Undertake in depth customer behaviour analytics and make recommendations to develop and improve lending policies and processes.

This is an idea opportunity for a recent Graduate or someone from an analytical background as you will be working within a team with a broad and diverse range of experience to learn and take guidance from.

What we need from you:

To succeed in this role, you should be analytical with the ability to spot data trends/anomalies and turn data into insight.  You should be commercially aware and be able to add value to the business by making recommendations based on information and analysis. You should also have experience of statistical packages/techniques along with SAS and/or SQL.

Not only will you receive a great salary circa £30,000, plus a bonus, but you will you will also be entitled to loads of other great benefits such as discount across all our brands, healthcare, an impressive pension scheme, 24 days holiday plus bank holidays (as well as a holiday purchase scheme), on site massages and health checks plus much, much more.

If this sounds like you and if you would like to join N Brown which offers excellent career progression, then we would love to hear from you! We are looking for people to interview now and join us ASAP!

Not heard of us? Here’s our story:

Did you know that N Brown has been trading from Manchester's Norther Quarter since its start over 150 years ago? Since then, not only has the portfolio of N Brown group brands grown (I’m sure you’ve heard of JD Williams, Simply Be and Jacamo?) but we been providing the UK and the rest of the world with an amazing selection of clothing and a whole load of products across our brands.

Employees in our business may have access to our customers’ personal data therefore for a number of our roles, offers of employment are subject to a satisfactory criminal record check; having a criminal record will not necessarily prevent an individual from obtaining a position with N Brown.


The closing date for this job has now passed.