Job details

Credit Risk Analyst

Job reference: 002994

Closing date: 04/10/2019

Salary: up to £33,000 plus bonus and benefits

Department: Financial Services

Hours per week: 36.17

Within our Financial Services department we pride ourselves on being the best at what we do and more importantly we put the customer at the heart of everything we do. Within N Brown, we recognise that it’s the people that make the difference to our organisation. So, are you ready for a new challenge? We are on the lookout for a Credit Risk Analyst to join our Financial Services department here at N Brown.

Not heard of us? Here’s our story

Did you know that N Brown has been trading from Manchester's Norther Quarter since its start over 150 years ago? Since then, not only has the portfolio of N Brown group brands grown (I’m sure you’ve heard of JD Williams, Simply Be and Jacamo?) but we been providing the UK and the rest of the world with amazing products and customer services.

Things you should know:

As our Credit Risk Analyst, you will work closely with the Lending Manager to undertake an in depth understanding of our customer behaviour analytics to make recommendations to develop and improve lending policies and processes. This includes developing customer lending strategies to determine which new credit applications to proceed with and determine how much credit to offer our customers and on what terms.

This role will provide key analytical support in the development of customer level scoring models to support the risk assessment of our credit applicants across all credit products as well as create and undertake analysis to monitor the groups lending strategies are delivering as expected and where they are not highlight to management.

The fun facts:

Not only are we offering up to £33,000 plus access to a fantastic bonus scheme, but you will also be entitled to loads of other great benefits such as discount across all our brands, healthcare, an impressive pension scheme, 24 days holiday plus bank holidays (as well as a holiday purchase scheme), on site massages and health checks plus much, much more.

Things we need from you:

  • Previous experience within a similar role
  • An analytical way of thinking with the skill of spotting data trends/anomalies and turn data into insight
  • Strong communications skills
  • Excellent verbal and written communication skills
  • High level of computer literacy, with a focus on Excel
  • Confidence in delivering presentations/ reports
  • Organisational and prioritisation skills
  • Demonstrable understanding and experience of using SQL


So, this is the job for you, what do you need to do next?

If you are looking for an opportunity to be a subject matter expert within an industry leading FCA regulated business, then you're exactly the talent which we're looking for. Send across your CV today!

Employees in our business may have access to our customers’ personal data therefore for a number of our roles, offers of employment are subject to a satisfactory criminal record check. Having a criminal record will not necessarily prevent an individual from obtaining a position with N Brown