Job details

Senior Credit Risk Analyst- (Customer Management) - Flexible working

Job reference: 003389

Closing date: 19/02/2021

Salary: Up to £50,000 per annum (DOE)

Department: Financial Services

Hours per week: 36.17

Working here you’ll explore everything the world of Financial Services for a Digital Retailer has to offer — asking questions, trying new things and chasing new opportunities. Combine this curiosity with the freedom to make your own decisions, take charge of projects and work flexibly, and you’ve got the perfect place to show your skills and learn new ones. It’s fast and furious here at times, but this just means something new and exciting is always on the way. So, if you collaborate, think on your feet, embrace innovation and love rising to a challenge, your work with us will have a serious impact on the business, your career and our customers’ lives. We are proud to be N Brown.

Senior Credit Risk Analyst- (Customer Management)

As Senior Credit Risk Analyst at the N Brown Group you will be responsible for the development and implementation of Credit Risk Strategy to drive long-term, sustainable profit from our Financial Service offer as well as balance commercial risk and minimise potential customer detriment.

What you’ll be responsible for as our Senior Credit Risk Analyst- (Customer Management):

  • Responsible for identifying new opportunities through the application of analytical techniques that deliver commercial benefits and improve customer outcomes for the group.
  • Identification of the commercial impact of all strategy opportunities with presentation back to the leadership team.
  • Responsible for the implementation of strategy changes together with UAT within our Powercurve platform.
  • Responsible for the design and build of the credit risk monitoring performance pack with written evaluation of performance together with any further actions/analysis identified from this.
  • Undertake complex ad-hoc analysis to support the credit risk team in decision making across the credit lifecycle.
  • Design and implement KPI’s to track all strategy changes, this will include tracking of benefits against an agreed forecasted position.
  • Undertake analysis to independently validate model benefits working closely with the Senior Risk Modelling Analyst.
  • Credit Risk business lead for tactical initiatives.
  • Develop key stakeholder relationships across the business to include IT, Marketing, Legal, Compliance.

What you will need to succeed as a Senior Risk Analyst- (Customer Management):

  • Highly analytical with strong technical skills – SAS & SQL are essential
  • Degree level educated ideally in a numerate discipline & Maths GCSE grade C or above
  • Self-Motivated
  • Strong communication skills
  • Accurate
  • Attention to detail

In return for your hard-work and commitment, you’ll receive fantastic training and a competitive benefits package.

Employees in our business may have access to our customers’ personal data therefore for a number of our roles, offers of employment are subject to a satisfactory criminal record check.

Having a criminal record will not necessarily prevent an individual from obtaining a position with JD Williams.


The closing date for this job has now passed.