Job Description
Want to explore credit risk modelling and develop your analytical skills?
As an Analyst with us you’ll be working on some exciting and stretching analytical work and given the opportunities to develop yourself and your career.
About the role
As part of a high-performing team, you’ll see the direct impact of your work. You’ll take responsibility of the ongoing development, management, and testing of key models and scorecards used across the Group—playing a vital role in shaping how we operate as a society.
Alongside this, you will produce key MI and reports that support compliance with our regulatory and internal guidance.
The role will focus on Capital and Credit risk models and scorecards, so you’ll be working on things like the IRB rating system, IFRS9 Model Framework and credit risk models and scorecards.
About you
You’ll bring good analytical skills, developed through your education or professional experience, and have a natural curiosity that drives you to explore and uncover insights through data. In addition, you will have:
- SAS, R or Python coding knowledge.
- Ability to present findings and insights to the team and key stakeholders.
- MS Excel skills.
- Continuous improvement mindset, therefore committed to finding ways to improve yourself and YBS.
You don’t need to be a financial services expert—some knowledge helps—but we’re really looking for an analyst who is eager to learn and grow.
About Us
At YBS we don’t have shareholders, we have members. We care about people and that includes you. So here, you’ll be respected for who you are, you’ll be able to bring your whole self to work, and you’ll have everything you need to build a long and rewarding career.
Flexibility. We offer a range of flexible working options without unsocial hours, which can help you find a healthy work-life balance. Whether it’s finishing early for an appointment or fitting your studies and hobbies in around your working hours, we can help make it work for you. We’re happy to talk flexible working and you can reach out to us anytime during the recruitment process to discuss this.
Development. We want you to feel challenged here. Whatever your ambitions, we’re committed to helping you develop your skills and move ahead in your career journey. From day one, we’ll set you up for success with a brilliant induction and full training plan, all designed to get you up to speed quickly.
Inclusivity. We’re passionate about creating an inclusive environment where everyone is welcome and able to be themselves. If you’ll go the extra mile to help our members, you’ll fit right in and feel you belong here.
About our Benefits
We offer lots of fantastic rewards that you can make the most of in and out of work, including:
- Holiday. You’ll get 25 days plus Bank Holidays, as well as the option to buy up to a further 5 days.
- Bonus. At YBS we work collaboratively and share in our success together, so when we reach our goals were all rewarded with an on target bonus of 7% of eligible pay (with the opportunity to earn up to a maximum 15%)
- Pension. We know how important it is to save towards the future, that’s why we’ll contribute up 11% into your YBS pension.
- Healthcare. Health and wellbeing are an important part of life at YBS, when you join us you’ll have access to a range of health benefits to suit your life including private medical insurance, dental and healthcare plans.
- My Benefits. When you join YBS you’ll have access to our self-service benefits portal, where you can access a range of retail, hospitality and health discounts,
Ready to apply?
If you’re excited about this role and want to be part of the YBS team, click apply now to send us your application.
Want more information?
If you have any questions about this role, please contact Olivia Lambert on Olambert@ybs.co.uk