Credit Grading Analyst
Lynch Wood Offices, Peterborough Business Park, Lynch Wood, Peterborough, PE2 6WZ

Job Reference: 003148

Location: Lynch Wood Offices, Peterborough Business Park, Lynch Wood, Peterborough, PE2 6WZ

Closing Date: 29/09/2020

Salary £: Career Framework D1 Commercial Lending

Employment Type: Fixed Term - Full Time

Division: Commercial

Hours per week: 35

6 Month Fixed Term Contract

£30,000 - £45,000 dependent on experience

We have an exciting opportunity within our Peterborough Head Office for a self-motivated Credit Grading Analyst  (known internally as Commercial Portfolio Manager) who is a team player and is passionate about delivering accurate analysis and assurance of Commercial Lending credit grading and IRB slotting. If you are detail orientated, have excellent investigative abilities and the ability to analyse customer and tenant profiles in great detail, you will have just the right attributes to help us with our back book credit grading remediation exercise. You will have autonomy to drive this project forward in the best manner possible, within our risk based approach framework.

What You'll Do

As a Portfolio Manager you will deliver an exceptional and comprehensive analysis of our existing customer data from a credit grading perspective, working to project deadlines, communicating with customers where required and ensuring that we truly understand our borrowers credit grading.

You will be responsible for analysing all our commercial investment back book, security held against these loans and tenants who occupy the property, by completing a comprehensive assessment of the information on file.

You will update data held on systems and make sound assumptions on credit grading.

You will work to deadlines, move the project forward, liaise with 3rd parties and be accountable.

You will manage internal stakeholders up to Executive level.

How You’ll Do It

Commercial Lending experience of 2-3 years essential

Knowledge of credit grading/IRB slotting

Excellent interpersonal skills with an ability to build rapport effectively and professionally with colleagues and customers

Excellent time management and organisational skills

Ability to prioritise and effectively manage a project deadlines

Excellent attention to detail with an analytic mind set

Ability to work independently and as part of a team to ensure deadlines are met


Life at YBS

In addition to the usual benefits such as competitive salary, annual bonus and healthcare packages we offer you…


Flexibility – Whether it’s picking up the kids from school or catching that early morning yoga session we have you covered.


​​​​​​​Celebrating Success – From everyday thank you cards, to our annual ‘Raising the Roof’ gala to celebrate our golden ticket winners we acknowledge our colleagues successes no matter how big or small.


Giving Back – Fancy 31 hours of paid leave a year to get involved in community activities? Together last year, we completed more than 11,000 hours of volunteering!


Inclusivity - We don’t just accept difference — we celebrate it, we support it, and we thrive on it for the benefit of our colleagues, our customers and our community. We are proud to be an equal opportunities employer.


Site Perks – Some of our sites have added little extras such as a gym, restaurant and free parking at our Bradford site, roof garden in Leeds, and on-site restaurant and free parking at our Peterborough site.


So….


If you have an analytical mindset and experience of Commercial Lending then why not join us? In return you’ll develop a career in an empowering, respectful and supporting business.


Our people are our heart and soul; we’re commercial and caring, big enough to offer you a challenge and small enough for you to make a real impact. We’re devoted to putting people first and doing the right thing by providing real help with real life.


We’d love to hear from you so why not apply today and be Your Brilliant Self!

 

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