Lending Manager
Birmingham Branch, 61 New Street, Birmingham, B2 4DU

Job Reference: 003189

Location: Birmingham Branch, 61 New Street, Birmingham, B2 4DU

Closing Date: 24/09/2020

Salary £: £40,000 - £50,000 (depending on experience) + Bonus, Benefits & Business Car

Employment Type: Permanent - Full Time

Division: Commercial

Hours per week: 35 hours per week. Monday to Friday 9am - 5pm (flexible)

As our next Lending Manager, you’ll support our Regional Directors to drive and grow our Commercial Lending Business within the Midlands region. Based in one of our regional hubs , you’ll be responsible for originating new lending and building relationships with customers and business intermediaries to help us achieve our ambitious growth targets..

What You'll Do

In this role, you’ll develop and maintain industry and competitor knowledge by keeping abreast of current trends and developments through attending regular networking events and building your own industry connections. You may also be asked to provide insight as to how YBS can compete in the market with our products.

You will be required to assess complex Commercial Lending proposals across all product areas including assessing the financial performance, borrower backgrounds, property & tenant analysis and serviceability.

You’ll be the face of YBS Commercial Lending by meeting with prospective customers and undertake sufficient due diligence to gather information in order to make a final assessment based on the lending request.

As a Lending Manager, you will prepare detailed and comprehensive lending papers and submit them to our Underwriting team ensuring that you have taken ownership to be confident that all of the data within the proposal is accurate.

How You’ll Do It

  • You will bring your knowledge and expertise of working within a Commercial Lending function

  • You will bring previous experience of dealing with Commercial Lending customers

  • Evidence that you can gather, analyse and interpret information from multiple sources and confidently discuss the results to stakeholders

  • By having previous experience of assessing Commercial lending transactions in a business development or underwriting capacity

  • Evidence of being able to support, coach and develop a team within a Commercial Lending department

Life at YBS

In addition to the usual benefits such as competitive salary, annual bonus and healthcare packages we offer you…

Flexibility – Whether it’s picking up the kids from school or catching that early morning yoga session we have you covered.

Celebrating Success – From everyday thank you cards, to our annual ‘Raising the Roof’ gala to celebrate our golden ticket winners we acknowledge our colleagues successes no matter how big or small.

Giving Back – Fancy 31 hours of paid leave a year to get involved in community activities? Together last year, we completed more than 11,000 hours of volunteering!

Inclusivity - We don’t just accept difference — we celebrate it, we support it, and we thrive on it for the benefit of our colleagues, our customers and our community. We are proud to be an equal opportunities employer.

Site Perks – Some of our sites have added little extras such as a gym, restaurant and free parking at our Bradford site, roof garden in Leeds, and on-site restaurant and free parking at our Peterborough site.


If you’ve got a solid background in Commercial Lending and you want to develop a career in an empowering, respectful and supporting business then why not join us?

Our people are our heart and soul; we’re commercial and caring, big enough to offer you a challenge and small enough for you to make a real impact. We’re devoted to putting people first and doing the right thing by providing real help with real life.

​​​​​​​We’d love to hear from you so why not apply today and be Your Brilliant Self!


This position is now closed. We are no longer accepting applications for this position.