At Yorkshire Building Society Group we pride ourselves on being a mutual organisation that places our customers at the heart of everything we do. As a result of this we continue to grow and strengthen our position as one of the most trusted financial services providers in the UK, providing real help with real life.
YBS is changing and we’re passionate about our future, due to an internal change programme our Financial Crime Team have an opportunity for 3x Fraud Consultants to join the team on a 6 month temporary contract.
Our team purpose is to work in partnership with the business to protect the Group and its members from financial crime.
You will provide robust and critical analysis of mortgage fraud related activity to support delivery of the Group’s strategic priorities. Protecting customers and the Group as well as fulfilling regulatory/statutory obligations in respect of fraud prevention activities.
We will give you the opportunity and support to develop and shape your career in a changing and exciting business, where you can enjoy the exciting challenge as we transform to achieve our ambitions.
Join us and be Your Brilliant Self.
What you'll be doing
Responsible for the critical analysis of mortgage fraud related activity ensuring that decisions are consistently applied, adhere to relevant standard operating procedures, reflect the current economic situation, comply with FCA and other regulatory regimes and are aligned to the current risk appetite
Provide specialist technical advice to colleagues across the business
Support the implementation plans across the Mortgage Fraud team, to service level agreements and quality targets ensuring an exceptional customer/colleagues experience and protecting the YBS Group.
Provide support and advice to colleagues
Collaborate with services across the Group to ensure that customers with potentially vulnerable circumstances are proactively identified and supported to achieve fair outcomes in accordance with Group policy and guidance.
Support functional change risk working groups and communities of practice in order to identify changes that potentially impact on the financial crime risk profile for the Group
Work closely with other business areas to ensure effective customer journeys are maintained and efficient working practices are adopted which protect against fraud risks
Work closely with other colleagues to support the effective response to mortgage fraud related incidents and investigations
The Knowledge & Skills you’ll have
Experience of analysing suspicious activity, autonomous decision making and meeting regulatory and legislative obligations to effectively protect both customers and the business in relation to mortgages
Mortgage Fraud investigation experience
Experience of HUNTER/CIFAS
Robust understanding of the regulatory systems and reporting requirements for financial institutions in respect of financial crime
Evidence of professional learning and development to build and maintain skills and expertise is desirable
Strong communication skills with the ability to engage and collaborate with your colleagues and wider related functions.
Strong stakeholder management skills and the ability to converse with key stakeholders effectively.
Life at YBS
In addition to the usual benefits such as competitive salary, annual bonus and healthcare packages we offer you…
Inclusivity - We don’t just accept difference — we celebrate it, we support it, and we thrive on it for the benefit of our colleagues, our customers and our community. We are proud to be an equal opportunities employer.
Site Perks – Some of our sites have added little extras such as a gym, restaurant and free parking at our Bradford site, roof garden in Leeds, and on-site restaurant and free parking at our Peterborough site.
If you’ve got a solid background in Financial Crime Operations and you want to develop a career in an empowering, respectful and supporting business then why not join us?
Our people are our heart and soul; we’re commercial and caring, big enough to offer you a challenge and small enough for you to make a real impact. We’re devoted to putting people first and doing the right thing by providing real help with real life.