Commercial Credit Risk Manager
Broad Gate Offices, 1 Broad Gate, The Headrow, Leeds, LS1 8EQ

Job Reference: 004650

Location: Broad Gate Offices, 1 Broad Gate, The Headrow, Leeds, LS1 8EQ

Closing Date: 23/01/2022

Salary £: Up to £60,000 dependent on experience - Career Framework D2 Risk and Compliance

Employment Type: Permanent - Full Time

Division: Commercial

Hours per week: Monday - Friday, 35 hrs per week

Credit Risk Manager – Commercial Mortgages

Ready for your work to take center stage?

We have ambitious growth plans for our commercial lending team, and your skills and experience, as well as your contribution really will be center stage as we start off 2022.

About the role

As Credit Risk Manager, you’ll get the opportunity to take your SME knowledge and apply it to a range of exciting projects. You’ll be key to enabling the Society’s commercial lending growth and ensuring we are lending responsibly.

That could be leading projects to review our proposition as well as owning and updating the commercial lending policy ensuring that our lending criteria remains appropriate to manage and mitigate risk in a proportional way whilst also ensuring we are flexible to meet changing customer needs.

You’ll also play a key role in the portfolio management of the commercial lending book, by monitoring the asset quality of the lending book and leading on policy, sector and portfolio review.

The development of others is important in this role, so you’ll be committed to supporting, mentoring and sharing your expert knowledge. (Note: this role does not have formal line management responsibility)

About you

You’ll need expert knowledge of credit risk management within commercial mortgage lending. This will be coupled with an in-depth understanding of financial services and the regulatory and economic landscape.

Away from the specific technical knowledge, you’ll need a proven ability to independently lead programmes of complex analytical work, coupled with excellent communication, collaboration and influencing skills.

All of this will be underpinned by your passion and energy and commitment to developing and coaching colleagues.

About us

At YBS we dont have shareholders, we have members. We care about people and that includes you. So here, you’ll be respected for who you are, you’ll be able to bring your whole self to work, and you’ll have everything you need to build a long and rewarding career.

Flexibility. We offer a range of flexible working options without unsocial hours, which can help you find a healthy work-life balance. Whether it’s finishing early for an appointment or fitting your studies and hobbies in around your working hours, we can help make it work for you.

Development. We want you to feel challenged here. Whatever your ambitions, we’re committed to helping you develop your skills and move ahead in your career journey. From day one, we’ll set you up for success with a brilliant induction and full training plan, all designed to get you up to speed quickly.

Inclusivity. We’re passionate about creating an inclusive environment where everyone is welcome and able to be themselves. If you’ll go the extra mile to help our members, you’ll fit right in and feel you belong here.

About our Benefits

We offer lots of fantastic rewards that you can make the most of in and out of work, including:

  • Holiday. You’ll get 25 days plus Bank Holidays, as well as the option to buy up to a further 5 days.

  • Bonus. We work together to reach for better at YBS, so when we reach our goals we’re all rewarded, with up to a 10% annual bonus.

  • Pension. We know how important it is to save towards the future, that’s why we’ll contribute up 11% into your YBS pension.

  • Healthcare. Health and wellbeing are an important part of life at YBS, when you join us you’ll have access to a range of health benefits to suit your life including private medical insurance, dental and healthcare plans.

  • My Benefits. When you join YBS you’ll have access to our self-service benefits portal, where you can access a range of retail, hospitality and health discounts,

Ready to apply?

If you’re excited about this role and want to be part of the YBS team, click apply now to send us your application.

Want more information?

If you have any questions about this role, please contact Jessica Wilkinson -